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Home >> Business >> Article
City’s normally operated fintech platforms total 307
By:Jiang Wenran  |  From:english.eastday.com  |  2017-04-24 19:29

报告称上海网贷平台占全国比例缓慢上升

东方网记者姜文然4月24日报道:日前,网贷之家在沪发布《上海市网贷行业发展报告》,分享了上海网贷行业的最新行业数据。报告称,上海市正常运营的网贷平台数量为307家,占全国的比例目前正处在缓慢上升态势中。

Shanghai, April 24- The number of Shanghai’s normally operated Internet financial platform has slowly increased to 307, according to a recent report on the city’s Internet financial industry.

数据显示,截至2017年3月底,上海网贷行业贷款余额2285亿元,占全国的24.8%;全国网贷行业综合收益率9.41%,上海为8.45%;全国网贷平均借款期限为10.01个月,上海为17.6个月。

Data show that by the end of March 2017, the loan balance of the city’s Internet financial industry has reached 228.5 billion yuan, accounting for 24.8% of the country. The domestic Internet financial industry’s overall yield rate has reached 9.41%, while 8.45% in Shanghai. The domestic Internet financial industry’s average loan time limit was 10.01 months, while the city’s was 17.6 months.

2016年一直被视为网贷行业的监管元年,先是上半年专项整治工作宣布开展,到下半年银监会出台“史上最严监管新政”,这一从严监管趋势也延续至今年。

The year of 2016 has been regarded as the first year of the Internet financial industry’s regulation. The strictest regulation came in the second half of last year, which continues into this year.

4月10日,银监会发布《关于银行业风险防控工作的指导意见》,重申稳妥推进互联网金融风险治理,要求持续推进网络借贷平台风险专项整治,并首次提出做好“现金贷”业务的清理整顿工作。

China Banking Regulatory Commission issued on April 10, 2017 the guidance about the banking industry’s risk control, repeating the importance of the Internet financial industry’s risk management.

经过一年来监管加码,网贷行业持续洗牌。日前,网贷之家“网贷神州行”第三季第一期上海站正式举行,以“备案时代”网贷投资人应持怎样的投资策略为主题,网贷行业各方面人士齐聚一堂,与投资人进行零距离交流。

The industry reshuffled after a year of strict regulation. Wdzj.com recently held a forum in Shanghai, gathering professionals and experts together to share their thoughts on the investment strategies with Internet finance investors.

“备案制出台有助于防范互联网金融领域的系统性风险,”盈灿集团董事长兼网贷之家创始人徐红伟认为, 政策的规范,为平台的发展赋予了新机遇。

“The strict filing system helps to prevent systemic risks in the Internet financial industry,” said Xu Hongwei, the chairman of Yingcan Group and Wdzj.com’s founder. He noted that the policy specification provides new opportunities for the Internet financial platforms.

针对当前时期投资人需要的投资策略,互融宝总经理刘宗才表示,平台的成交额、成立时间、资金净流入和流出、投资人数和借款人数等信息,都可为优质平台的筛选提供重要参考。

What kind of investment strategies should be adopted to realize profit? Liu Zongcai, General Manager of Hurbao.com, noted that all kinds of information like founding time, turnover, net inflows and outflows, the number of investors and borrowers can provide important reference for selecting high-quality platforms.

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